Sales Slump, Rates Drop, and The Forever-Renters

by Eliza

There are few things more critical to a real estate investor than home prices, mortgage rates, and rent. Thankfully, those are three subjects that Redfin decided to tackle in their new 2023 housing market predictions list. But are these housing market projections the truth, or is the data showing something else entirely? We’ve got Dave to fly solo this episode to break down these hot housing market takes to see which could truly come true in 2023.

Welcome back to On the Market. As we wind down the year, we’re wrapping up as many real estate predictions and forecasts as possible so we can give you, the investors, the best chance of success in 2023! And although many of you have asked for Dave’s crystal ball (it’s just his head, people), he’s brought something even better today to share: cold, hard housing market data! We’ll …

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Pitfalls, Potential, and Passive Opportunities

by Eliza

This article is presented by Aloha Capital. Read our editorial guidelines for more information.

More and more real estate investors are exploring what it might look like to be on the other side of the closing table. I don’t mean being the seller, but rather being the lender. With interest rates on the rise, you can easily earn double-digit interest rates by funding or buying short-term notes.  

Imagine investing in real estate where you don’t need to manage a rehab, sign a personal guarantee, or deal with tenants. And if things go wrong, someone other than you loses their money before you lose a dollar. Sounds pretty nice, right?   

So, how exactly do you go about becoming a lender? How can you make money lending? How do people lose money lending? And finally, is there a way to be a passive lender so you can sit back

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When Will The Fed Lower Rates Again? Sooner Than You Think

by Eliza

Last week, the Fed raised its benchmark interest rate by half a percentage point, a slowdown from previous sprints. Still, the federal funds rate is at its highest since 2007. While traders are betting the Fed will begin reducing the federal funds rate in the second half of 2023, historical trends suggest a different timeline. And while economists from major firms are split on where and when rates will peak, Fed policymakers have signaled that rates will likely remain elevated until 2024. 

Why the varying estimates? No one is certain how long it will take for high-interest rates to impact the job market or whether we will enter a recession. Inflation has been stubborn (albeit declining) largely due to low unemployment and supply chain issues, experts say.  

When Has the Fed Cut Interest Rates Historically?

Interest rates have peaked for an average of 11

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Do 40-Year Mortgages Ever Make Sense?

by Eliza

Renting vs. buying a home, forty-year mortgages, HELOCs, and relationships vs. real estate. There’s something for everyone on this episode of Seeing Greene, as David tackles questions that go far beyond just basic investing. And as the housing market continues to get even more confusing, homebuyers, landlords, and sellers are stuck with some serious debates that only an expert agent, mortgage broker, and investor like David can answer!

When choosing to rent vs. buy a home, David uses some geographic-specific data to decide which markets make more sense to own. Then, we have a question on how an interest-only mortgage works, and whether not paying into principal is a waste of time or a better option for cash-flow-strapped landlords. If you’re thinking of buying a property in all cash, David has some advice as to why now may not be the time to …

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How to Estimate Rehab Costs and Where to Find the Right CPA

by Eliza

Need to know how to estimate rehab costs, even if you’re investing out of state? For most investors, it seems almost impossible to do a full-scale renovation while living hundreds, or thousands, of miles away. But, many time-tested investors have done it (including Tony), and you can too, but you’ll need to know who to go to and what to ask before you start. Or, you could bite off way more than you can chew, and risk losing your rental as a result.

Happy Saturday, rookies! We’re back with another Rookie Reply, where your snowed-in on her birthday host, Ashley Kehr, and Tony J. Robinson are here to answer questions directly from the Real Estate Rookie Facebook Group and the Rookie Request Line. In this episode, Ashley and Tony share their best tips on estimating rehab costs, how to structure a partnership when someone …

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